Working Capital Loan

Working Capital Loan
Service Overview

Cover your day-to-day business expenses

Every business needs healthy cash flow to stay competitive. From covering daily expenses to paying suppliers or managing seasonal slowdowns, a working capital loan in Malaysia helps SMEs and entrepreneurs access funds quickly without disrupting operations. 

A working capital loan gives you the flexibility to manage short-term expenses, including:

  • Covering daily operating costs and utilities

  • Paying suppliers or staff salaries on time

  • Managing seasonal slowdowns or off-peak cash flow gaps

  • Financing bulk inventory purchases or urgent business needs

  • Seizing growth opportunities without straining existing funds

At LYC Credit Financial, we provide flexible and transparent financing options designed to support your business in the short term. With fast approval in as little as 3 to 5 working days, competitive rates, and dedicated support, our working capital loan ensures you can focus on growth while we handle your financing needs.

Our Strengths

Trusted by Businesses & Individuals Alike

We combine speed, flexibility, and transparency to make financing simple and worry-free.

Approval as fast as 3 to 5 working days

Get the funds you need quickly with our efficient and streamlined loan approval process.

Flexible repayment terms suited for SMEs

Enjoy repayment options designed to match your business cash flow and financial goals.

Lower rejection risk, even for clients with CTOS/CCRIS records

Our team reviews each case carefully to offer fair consideration and practical financing options.

Free consultation, No hidden fees

Receive transparent advice and honest guidance — no charges, no surprises.

Wide coverage across Selangor, Kuala Lumpur, Johor & Penang

Access our professional financial services wherever your business grows.

Not Sure Which Financing Option
Fits You Best?

Our team is here to help you explore personal, business, and refinancing solutions tailored to your needs.

Enquire Now