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How We Support
Your Journey

At LYC Credit Financial, we provide a wide range of loan services in Malaysia, including Business Loan, Personal Loan, Property Financing Loan, and Working Capital Loans Services. Whether you are an individual or an SME, our financing solutions are designed to be fast, flexible, and reliable, with approval in just 3–5 working days.

Business Loan

A business loan is a sum of money that a company borrows from a lender or financial institution to finance a variety of business needs, including working capital, equipment procurement, inventory, beginning costs or capital, and expansion projects. This is a flexible business loan option for Malaysian SMEs and entrepreneurs to expand business operations, manage expenses, and achieve growth.

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Personal Loan

A personal loan is a one-time payment that you take out from a lender and pay back over a certain period of time in fixed monthly installments, usually with a fixed interest rate. At LYC Credit, we also offer reliable personal loans services for salaried workers and self-employed individuals in Malaysia, with quick approval processes and low interest.

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Property Financing Loan

A property financing loan, or otherwise known as a home loan is used for the purpose of purchasing a property, be it a residential or commercial property in Malaysia. Secure your dream home or property investment with our property financing loan, offering competitive rates and flexible repayment.

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Working Capital Loan

Instead of funding long-term investments, a working capital loan is a short-term business loan taken out by businesses, with the intention to pay for urgent operating costs, such as wages, rent, and utilities. Boost your business’ cash flow with our working capital loan, designed to support daily operations and cover urgent financial needs.

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How We Work

Loan Application Process

Applying for a loan has never been easier. With just 4 simple steps, you can get approved quickly and receive funds directly into your account – no hassle, no hidden fees.

how we do
1

Fill Up the Form

Start by sharing your loan requirements through our easy application form.

2

We Will Call You

Our advisor will contact you to understand your needs and guide you on the options.

3

Send in Documents

Provide the necessary documents – our team will assist to ensure everything is complete.

4

Approve & Disburse

Get a fast decision. Once approved, funds are released to your account without delay.

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LYC Credit vs Other Loan

LYC Credit
As fast as 24-48 hours
Simple online or in-person
Personal, business, property, refinancing
Dedicated consultant for every client
Clear upfront disclosure

Feature & Service
Approval Time
Application Process
Loan Options
Customer Supporte
Transparency on Rates & Fees

Other Loan
5-7 working days or more
Often in-person only
Often in-person only
General call centre
Fees disclosed later in process
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Not Sure Which Financing Option
Fits You Best?

Our team is here to help you explore personal, business, and refinancing solutions tailored to your needs.

Enquire Now